Step 1: know where your money goes
Track every expense for 30 days, including airtime, transport and small cash payments. Mobile money statements make this easier. Most people find 10–20% of spending they do not value.
Questions people ask
Should I trade with my savings?
No. Keep savings and emergency money separate. Only trade with money you can afford to lose completely.
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Educational content only, not financial, investment or tax advice. Trading forex and CFDs carries a high risk of losing money. Look up any term in the trading glossary.