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Capital.com review 2026: is Capital.com legit in Kenya and South Africa?

Capital.com is licensed in Kenya by the CMA (CC Kenya Securities Limited, licence 244) and in South Africa Capital.com South Africa (Pty) Ltd is an approved OTC derivative provider. Deposits start at $10, there is no commission and no inactivity fee, and it supports MT4, MT5 and TradingView. In Kenya it holds a dealing licence, so it can take the other side of your trades.

  • 🇰🇪 CMALicence 244
  • 🇿🇦 FSCAApproved ODP
  • Minimum deposit$10 by card
  • M-PesaNot confirmed

Is Capital.com regulated? Licence by country

🇰🇪 KenyaCMA licence 244
Regulator
Capital Markets Authority (CMA)
Local company
CC Kenya Securities Limited
Licence number
244
M-Pesa
Not confirmed

Licensed as a dealing online forex broker: Capital.com Kenya can be the other side of your trades (market maker). Licence announced in December 2025; on the CMA list of dealing online forex brokers, checked 29 Oct 2026.

🇿🇦 South AfricaFSCA licence Approved ODP
Regulator
Financial Sector Conduct Authority (FSCA)
Local company
Capital.com South Africa (Pty) Ltd
Licence number
Approved ODP

Capital.com announced FSCA approval as an ODP and a Category I FSP on 23 June 2026. Capital.com South Africa (Pty) Ltd is an approved OTC derivative provider on the FSCA list, checked 25 and 29 Oct 2026; its FSP number is still to be confirmed.

Source: capital.com, not yet checked on the register

Other Capital.com group companies are supervised by FCA (UK), CySEC (Cyprus), ASIC (Australia), SCB (Bahamas). Those licences only protect you if your account is with that company.

A licence means someone supervises the broker. It does not make trading safe: most retail CFD accounts lose money.

About Capital.com

Capital.com is regulated by the FCA, CySEC, ASIC and the Bahamas SCB. It announced FSCA approval as an ODP and Category I FSP in June 2026, and Capital.com South Africa (Pty) Ltd appears as approved on the FSCA ODP list.

In Kenya, CC Kenya Securities Limited (trading as Capital.com) received a CMA licence as a dealing online forex broker in December 2025. A dealing broker can act as principal and market maker; a non-dealing broker passes your orders to another firm.

Who Capital.com suits, and who should look elsewhere

Good fit if you

  • are in Kenya or South Africa and want a locally licensed CFD provider
  • want TradingView and a $10 start

Look elsewhere if you

  • want raw spreads with commission
  • prefer a broker that does not act as market maker

Capital.com account types and minimum deposit

AccountMinimum depositPricing
Standard$10 by cardNo commission; EUR/USD about 0.7 pips

Capital.com fees: spreads, commission and other charges

Commission0%
Inactivity feeNone (account may be closed after a year idle)
Currency conversion0.7%
Minimum card withdrawal$20

Work out the cost of a trade before you place it with our pip value and profit and loss calculators.

Capital.com deposits and withdrawals in Kenya and South Africa

🇰🇪 Kenya

  • CC Kenya Securities Limited, CMA licence 244 (dealing online forex broker).
  • Mobile money (MTN, Airtel and others) is listed for some regions; M-Pesa not confirmed by us.

🇿🇦 South Africa

  • Capital.com South Africa (Pty) Ltd, approved OTC derivative provider.
  • FSP number to be confirmed.

M-Pesa limits, rand EFT, cards, e-wallets and the payment scams to avoid: read our deposits and withdrawals guide.

Capital.com trading platforms

Is your money safe with Capital.com?

Capital.com pros and cons

Pros

  • CMA licence in Kenya
  • Approved ODP in South Africa
  • $10 minimum
  • No commission or inactivity fee
  • TradingView

Cons

  • Market maker in Kenya (dealing licence)
  • No raw pricing
  • Currency conversion fee

Our real-money test of Capital.com

Coming

We will open a Capital.com account, deposit, place a trade and withdraw, then publish the screenshots, the time each step took and every fee we paid.

Capital.com withdrawal time: reports from traders

How long do Capital.com withdrawals really take?

Loading reports…

Median of reports from traders. Not checked by us; our own tests are marked separately.

Report your withdrawal

Capital.com: questions people ask

Is Capital.com regulated in Kenya?

Yes. In Kenya, Capital.com operates through CC Kenya Securities Limited, which holds CMA licence 244. Check that this company is named on your client agreement, not an offshore company of the same brand. Licensed as a dealing online forex broker: Capital.com Kenya can be the other side of your trades (market maker). Licence announced in December 2025; on the CMA list of dealing online forex brokers, checked 29 Oct 2026.

Is Capital.com regulated by the FSCA in South Africa?

Yes. In South Africa, Capital.com operates through Capital.com South Africa (Pty) Ltd, which holds FSCA licence Approved ODP. Check that this company is named on your client agreement, not an offshore company of the same brand. Capital.com announced FSCA approval as an ODP and a Category I FSP on 23 June 2026. Capital.com South Africa (Pty) Ltd is an approved OTC derivative provider on the FSCA list, checked 25 and 29 Oct 2026; its FSP number is still to be confirmed.

Is Capital.com regulated in Kenya?

Yes. CC Kenya Securities Limited holds CMA licence 244 as a dealing online forex broker.

Is Capital.com regulated in South Africa?

Capital.com South Africa (Pty) Ltd is an approved OTC derivative provider on the FSCA register.

Sources for this review (checked 29 Oct 2026)

Fees, minimums and payment methods change and can differ by the company you sign with. Confirm them on the broker's site before you deposit. Spotted something out of date? Tell us.

Compare Capital.com with other CMA-regulated brokers in Kenya