Updated October 2026
2-step challenge
| Rule | Phase 1 (Challenge) | Phase 2 (Verification) |
|---|---|---|
| Profit target | 10% | 5% |
| Maximum daily loss | 5% of initial balance | 5% of initial balance |
| Maximum loss | 10% of initial balance | 10% of initial balance |
| Minimum trading days | 4 | 4 |
| Time limit | None (as of 2026) | None (as of 2026) |
After passing, profit split starts at 80% and can rise to 90% with the scaling plan, and the challenge fee is refunded with the first reward, according to FTMO's published terms.
Questions people ask
Can traders in Kenya, South Africa or Nigeria join FTMO?
FTMO accepts traders from many countries, but availability and payment methods change. Check FTMO's site for your country.
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Educational content only, not financial, investment or tax advice. Trading forex and CFDs carries a high risk of losing money. Look up any term in the trading glossary.