Types of real assets
| Asset | How it earns | Main risks |
|---|---|---|
| Rental property | Rent plus price growth | Empty months, repairs, tenants not paying, hard to sell quickly |
| Land | Price growth, farming or development | Title fraud, disputes, no income while it waits |
| Physical gold | Price growth, inflation hedge | Storage, theft, buying fakes, no income |
| Farmland and agriculture | Harvest income | Weather, prices, management |
| REITs (listed property funds) | Dividends from rent | Market price moves like shares |
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Questions people ask
Is buying land a good investment in Kenya or Nigeria?
It can be, if the title is clean and you can hold for many years. It produces no income while empty and can be hard to sell fast.
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